A better banking relationship. For 100 years and counting.

The First National Bank of Mount Dora will celebrate its 100th birthday in 2025. Join us over the next several months to share special memories and give back to the community in new ways. Then celebrate our birthday with us at a community event in September!

FDIC-Insured — Backed by the full faith and credit of the U.S. Government

Every decade has brought its own challenges, from the Great Depression in 1933 to the COVID pandemic in 2020. Through it all, The First National Bank of Mount Dora supported the community as a stable financial institution, and we’ll continue to do that for years to come.
– Bob White, Chairman of the Board, President and CEO

Celebrate with us in September, 2025. Stay tuned for details!

Giving Back to Lake County

Feeding 100 Families

We fed 100 families this Thanksgiving by donating funds to Lake Cares Food Pantry. FNBMD staff members also volunteered to distribute Thanksgiving meals to Lake County families in need.

Building a Home

Last fall we broke ground on a new home that’s being built in partnership with Habitat for Humanity. FNBMD is sponsoring the project, and our employees will volunteer their time to help with construction.

Holiday Toy Drive

Our annual toy drive to support the Northeast Community Christmas Celebration was a great success! We collected more than 250 toys for children in need. (Our goal was 100.)

Perspectives and Memories

Highlights from 100 Years

1920s

1920s

During the Roaring 20s, gasoline was 20 cents per gallon, a loaf of bread was 9 cents, a family of four could see a movie for less than $1, and a Ford Model T cost $260.

We built the “old bank building” on Fifth and Donnelly and received our charter as a national bank.

1920s

1930s


The Great Depression hit America, and more than 9,000 banks failed across the country. Our doors remained open to serve customers.

1920s

1940s

America was pulled into World War II and the beginning of the Cold War. Marvel Comics introduced Captain America and department stores began selling Tupperware®.

1920s

1950s

The 50s brought the first color television programming, the Peanuts comic strips, TV dinners, and hula hoops.

Bank records were hand-written in ledgers rather than computerized.

1920s

1960s

The biggest fads during the 60s included afros, Barbie Dolls, bell-bottoms, lava lamps, miniskirts, and Tie Dye T-shirts.

We received Federal approval to open a Trust department and moved headquarters to the current building on Donnelly Street.

1920s

1970s

The 70s brought the debut of ESPN, The Godfather, and Star Wars. Jaws became the first summer blockbuster movie.

We helped one donor set up the Mount Dora Community Trust with $10,000 and became the trustee. Today, the Trust is worth $28 million.

1920s

1980s

Reaganomics was born, the Berlin Wall crumbled, and the Internet and the Apple Macintosh computer debuted.

We opened additional branch offices in Sorrento and Tri-City to serve the growing Mount Dora area and began offering the first ATM cards.

1920s

1990s

The 90s are known for peace, prosperity, and the dot.com bubble, as well as iconic movies like Titanic and Forrest Gump and TV shows Friends and Seinfeld.

During the “Storm of the Century” when Mount Dora was without power for days, the bank remained open to help customers access funds to rebuild.

1920s

2000s

The turn of the century brought Google, YouTube, MySpace, Facebook, and smartphones. Denim became a fashion staple.

During the 2008 housing recession, we were able to modify loans to help keep as many customers in their homes as possible.

1920s

2010s

Technology explodes and social media becomes popular.

We formed FNBMD Bancshares, Inc., a bank holding company, with the goal of remaining a locally owned, independent bank.

1920s

2020s


With the COVID-19 pandemic came two rounds of the Paycheck Protection Program. We were able to help hundreds of customers receive forgivable loans to keep their doors open.

Let’s continue the story for years to come!